Risk Disclaimer

1. General Risk Warning

Trading options and other financial instruments carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment. You should not invest money that you cannot afford to lose.

2. No Financial Advice

Yacht Club Algos is a software tool that automates the execution of trading strategies configured by you. We do not provide investment advice, financial advice, tax advice, legal advice, or any form of professional financial guidance. Nothing on this website or within the Service should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

3. Not a Registered Investment Advisor

Buckeye Physical Therapy LLC, dba Yacht Club Algos, is not a registered investment advisor, broker-dealer, or financial planner. We are a software company that provides automated trading tools. You are solely responsible for your own investment decisions and should consult with a qualified financial advisor before making any investment.

4. Options-Specific Risks

Options trading carries unique risks including but not limited to:

• Time decay — Options lose value as expiration approaches, especially 0DTE (zero days to expiration) contracts
• Total loss of premium — You can lose 100% of the premium paid for an option
• Leverage risk — Small movements in the underlying asset can result in large percentage losses
• Liquidity risk — Some options may have wide bid-ask spreads or limited liquidity
• Assignment risk — Short options positions may be assigned at any time
• Gap risk — Prices may gap through stop-loss levels, resulting in larger losses than anticipated

5. Automated Trading Risks

Automated trading systems like Yacht Club Algos carry additional risks:

• Software errors — Bugs or unexpected behavior could result in unintended trades
• Connectivity issues — Internet outages, API failures, or brokerage downtime may prevent trades from executing properly
• Market conditions — The bot may not perform well in all market environments
• Slippage — Actual fill prices may differ from expected prices, especially in fast-moving markets
• System outages — The Service may experience downtime during which trades cannot be monitored or managed

6. Backtest and Performance Disclaimers

Any performance statistics, backtest results, or historical data presented on this website or within the Service are for informational purposes only.

• Past performance does not guarantee future results
• Backtest results are based on historical data and simulated fills that may not reflect actual market conditions
• Hypothetical performance results have many inherent limitations and do not represent actual trading
• Live trading results may differ materially from backtest results due to slippage, commissions, market impact, and other factors
• No representation is made that any account will or is likely to achieve profits or losses similar to those shown

7. Third-Party Services

The Service integrates with third-party services including Charles Schwab (brokerage), Anthropic Claude (AI chart analysis), and Discord (notifications). We are not responsible for the availability, accuracy, or reliability of these third-party services. Outages or changes to these services may affect the functionality of Yacht Club Algos.

8. Your Responsibility

By using Yacht Club Algos, you acknowledge that:

• You are solely responsible for your trading decisions and their outcomes
• You understand the risks of options trading and automated execution
• You have read and understood the Terms of Service and this Risk Disclaimer
• You are trading with capital you can afford to lose
• You will monitor your account and trades regularly
• You will not hold the Company liable for any trading losses

9. Regulatory Notice

The Service is intended for use by residents of the United States. Trading regulations vary by jurisdiction. It is your responsibility to ensure that your use of the Service complies with all applicable laws and regulations in your jurisdiction.

10. Contact

If you have questions about this Risk Disclaimer, contact us at support@yachtclubalgos.com.